Disclaimer

Investment Adviser Registration

Gerhardt Clemans Wealth Management, Inc. (GCWM) is a state registered investment adviser and is regulated by the state in which the Firm conducts business. GCWM and its affiliates may only transact business or render personalized investment advice in those states where we are registered or otherwise qualified to do so.

To view registration status, follow the link provided:

http://www.adviserinfo.sec.gov/IAPD/Firm/227787

Investing

GCWM is dedicated to providing investment management and strategic wealth planning to individuals and families. Investing in securities involves a risk of loss that you, as a client, should be prepared to bear. We cannot guarantee profits of any kind, nor can we protect from losses.

Before investing, consider the investment objectives, risks, charges, and expenses. Contact GCWM for their Form ADV 2A and any additional information. Read it carefully.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment strategy or product made reference to directly or indirectly by GCWM in its website will be profitable or equal the corresponding indicated performance level(s).

No Offering of Advice, Products or Services

GCWM does not render or offer to render personalized financial or investment advice through this website. This website is limited to the dissemination of general information on GCWM’s service offerings and provides for an efficient method in which a prospective client may contact us.

This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states or countries where we are registered. The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject GCWM to any registration requirement within such jurisdiction.

Privacy Notice

GCWM is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by GCWM. We will never disclose information to nonaffiliated third parties, except when necessary by law. If we were to anticipate such a change in our firm policy, we would be prohibited under the law from doing so without advising you first. As you know, we use financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Some of our policies with respect to personal information about you are listed below.

1) We limit employee and agent access to information only to those who have a business or professional reason for knowing, and only to nonaffiliated parties as permitted by law. (For example, Federal regulations permit us to share a limited amount of information about you with a brokerage firm in order to execute securities transactions on your behalf, or so that our firm can discuss your financial situation with your accountant or lawyer.)

2) We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.

3) For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators may also review firm records as permitted under law.

4) We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.

Clients may obtain information regarding GCWM’s Privacy Policy upon request.

Use of Links

Links (also known as “hyperlinks”) to or from other Internet sites may be included at times for the convenience of the user. GCWM and its affiliates assume no responsibility for the content of any linked site. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site.